Japanese avatar creation software VRoid Studio is out of beta (launched August 2018), and has released its stable 1.0 version. They write… “we rebuilt it from scratch”. Commercial use of the results, summed up as “Your models are yours to use freely”.
Easy to use, and while limited to a generic manga/anime look it does have pointy-ears and suchlike.
Designed characters are low-poly (designed for VR, chat) and export to .VRM format. There are ways to get .VRM to .FBX files and into other 3D software. There is also software such as VSeeFace for facial motion-capture for .VRM figures.
For DAZ and Poser users it would probably be better to get the right shapes/eyes/morphs and build the character natively. You would then have a high-poly model that could also take accessories, motions, face mo-cap and lip-sync etc. Though admittedly the toon texturing and getting the lines looking right would present problems for many. But Poser users have the Comic Book mode and now my discovery of blur + overlay.